These will depend on the age, gender, and the family members moving in to the new home.
Amenities
Security
Staying safe is important. Make sure that the residential community has security features like 24-hour CCTV, roving guards, and gates.
Community
Check if there are activities that will improve the quality of life of each family member.
Property Management
Figure out if there are staff in charge of collecting the garbage, maintaining the surroundings, and keeping the community clean, safe, and orderly.
Retail and Services
Find out if your neighborhood has malls or a place that can serve as a venue for sports and other recreational activities.
Apply for bank financing
Apply for in-house financing
Note that this is only applicable to PAG-IBIG accredited projects.
Secure a co-borrower
Note: Contribute more to your down payment to decrease both the principal
and the monthly amortization. If applicable, set aside the required amount for
the downpayment.
Below is the summary of your journey to buy a new home:
2 VALID GOV’T-ISSUED IDS
OF BUYER AND SPOUSE
Primary:
Passport, Driver’s License, SSS, UMID, PRC ID
Secondary:
PhilHealth ID, TIN Card, Postal ID, Voter’s ID,
Company ID, Pag-ibig Loyalty Card
INCOME DOCUMENTS
If Locally Employed:
Proof of income (COE with compensation,
ITR, and 3-months payslip)
If Self-Employed:
Financial statement for the last 3 years and ITR
BUYER’S
INFORMATION SHEET
BUYER’S DISCLOSURE
STATEMENT
RESERVATION FEE
RESERVATION
AGREEMENT
(For submission within 120 days from reservation payment)
LATEST PROOF OF BILLING
Electricity, water, telephone, cable bills.
If no proof of billing under buyer’s name,
secure certification from the lessor and copy
of lessor’s valid ID or secure Barangay
Certificate.
UPDATED 2 VALID GOV’T ISSUED IDS OF BUYER AND
SPOUSE (IF MARRIED)
ADA APPLICATION AND/OR
ISSUANCE OF POST-DATED
CHEQUES
CONTRACT TO SELL
HOME IMPROVEMENT
CONTRACT
INCOME DOCUMENTS
If Locally Employed:
Proof of income (COE with compensation,
ITR, and 3-months payslip)
If Self-Employed:
Financial statement for the last 3 years and ITR
DOCUMENTS BASED
ON CIVIL STATUS
Married:
Marriage Contract
Single With Dependents:
Certificate Of No Marriage
Separated:
Legal Separation | Annulment Papers W/
Certificate Of Finality Of Decision
Widowed:
Death Certificate Of Spouse
SIGNED FORMS
Counseling Confirmation Form (CCF)
for submission within 30 days from
Reservation Fee Payment
Authorization To Conduct Credit/
Background Investigation With Sketch
Insurance Application Forms (Axa, Bdo Life,
Ben Life, Cocolife, Pnb Allianz)
SIGNED DEED OF ABSOLUTE SALE (DOAS)
SIGNED DEED OF RECONVEYANCE (DOR)
TIN ID OF BUYER AND SPOUSE
3 PCS 1X1 PHOTO OF BUYER AND SPOUSE
SIGNED PCFI SIGNATURE CARD (2 COPIES)
ANY OTHER ADDITIONAL (UPDATED)
DOCUMENTS WHICH MAY BE
REQUIRED BY PROFRIENDS OR
ACCREDITED BANK
SIGNING OF LETTER OF GUARANTEE
LOAN TAKE-OUT
INSPECTION AND PUNCHLIST
ACCEPTANCE OF UNIT AND RELEASE OF UNIT KEYS
ENDORSEMENT OF ACCOUNT
TO PMO FOR HOA DUES
PROCESSING OF TITLE
UNDER BUYER’S NAME
PROCESSING OF TAX DECLARATION
Below is the summary of required documents if you want to avail bank loan or financing: